Moving Family Forward

Making Sure You Are Prequalified for Loan in Alabama

Contact Weber Mortgage in Alabama in order to make sure you are prequalified for your desired loan.

Since our business began in 1999, we have earned quite a respected place among our Alabama clients. Our experts offer superior rates and services for VA, FHA, conventional, non-qualifying, and other types of home loans. From the first contact to final closing, your biggest investment is our priority. We make your home loan process clear and straightforward.

Evaluating Financial Situation before Buying a House

Evaluating Financial Situation

Start by reviewing your bank accounts and billing statements to get a handle on how much money you're making and spending each month. If you're planning to buy a house with someone else (like your spouse), review their finances as well, and then ask yourself the following questions:

  • Do you have a stable income/job?
  • Are you able to put away some money each month into a savings account?
  • Do you have a plan for managing debt, like student loans and car payments?
  • Do you typically pay your credit card debt quickly? Keeping your credit debt low will help you qualify for a better mortgage.
  • Do you have some money already saved up for emergencies? A good rule of thumb is having three months of income saved.
  • Do you have some money saved up for a down payment and closing costs? You should avoid using your emergency savings for this, or you could put yourself in a tight situation.

Why Choose Weber Mortgage?

It’s human nature to want to build a family and every family dreams of owning their very own home. Therefore, it’s only natural that professionals with a family-oriented perspective will realize the true passion for every person seeking a home loan. Weber Mortgage is a family-owned and operated mortgage company and we know how important it is for you to find the most suitable home loan. Contact us today or call us at 205-751-8583 to take the first step in making your dream of owning a home come true. Our services are available in Alabaster, Brewton, Campbell, Dora, Eva, and other cities throughout the Alabama state.