Moving Family Forward

Loan for Vacation Homes in Alabama

Contact Weber Mortgage in Alabama if you are planning to take a loan for buying a vacation home.

We have been operating since 1999 and have earned quite a respected place among our clients. Our experts offer superior rates and services for VA, FHA, conventional, non-qualifying, and other types of home loans. We make your home loan process clear and straightforward from initial contact to final closing.

Mortgage Loan Programs for Vacation and Investment Homes

Mortgage Loan Programs for Vacation and Investment Homes

  • 30-Year Loan

    Take advantage of low rates by locking into a low payment with a traditional 30-year loan.

  • 15-Year Loan

    Get the same security of a 30-year fixed-rate mortgage, but pay your mortgage off in half the time.

  • Get Pre-Qualified

    Increase your bargaining power by getting pre-qualified certification with us today.

Not sure which program is right for you? Contact one of our Weber Mortgage specialists today! The Weber Mortgage team can get you pre-qualified and find you the loan that best meets your needs.

Evaluating Your Financial Situation before Buying a House

Start by reviewing your bank accounts and billing statements to get a handle on how much money you're making and spending each month. If you're planning to buy a house with someone else (like your spouse), review their finances as well, and then ask yourself the following questions:

  • Do you have a stable income/job?
  • Are you able to put away some money each month into a savings account?
  • Do you have a plan for managing debt, like student loans and car payments?
  • Do you typically pay your credit card debt quickly? Keeping your credit debt low will help you qualify for a better mortgage.
  • Do you have some money already saved up for emergencies? A good rule of thumb is having three months of income saved.
  • Do you have some money saved up for a down payment and closing costs? You should avoid using your emergency savings for this, or you could put yourself in a tight situation.

Why Choose Weber Mortgage?

Every family dreams of owning their own home. Therefore, it’s only natural that professionals with a family-oriented perspective will realize the true passion for every person seeking a home loan. Weber Mortgage is a family-owned and operated mortgage company and we know exactly how important it is for you to find the home loan that works for you. Contact us today or call us at 205-751-8583 to take the first step in making your dream of owning a home come true. Our services are available in Flomaton, Gainesville, Hackleburg, Irvington, Jefferson, and other places throughout the Alabama state.