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Mortgage Refinancing Services in Birmingham, Huntsville & Mobile

Weber Mortgage is the most reliable service provider when you are thinking of refinancing your mortgage in Birmingham, Mobile, Bessemer, Huntsville, Montgomery, and other cities throughout our Alabama service area.  We have been operating since 1999 and have created legions of satisfied customers.

Our experts offer superior rates and services for VA, FHA, conventional, and non-qualifying loans, and other types of home loans. From the first contact to the final closing, your biggest investment is our priority. We make your home loan process clear and straightforward. When you need our help in DanvilleElberta, or Elkmont, simply contact us online today or call us at 205-751-8583 to take the first step in making your dream to own home come true.

Refinance a Mortgage

When Should You Refinance a Loan with Weber Mortgage in Alabama?

Homeowners typically refinance their mortgages when current interest rates are significantly lower than the existing rate on their current loan. With a home-refinance, you pay off your existing mortgage and replace it with a new mortgage that has a better rate or better terms.

You may refinance to save money on interest or reduce your monthly payments. That’s because you want to refinance to make sense after you pay the closing costs which are often required. Use our mortgage refinance calculator to estimate how much you might save by lowering your interest rate, changing your loan term, and more.

Reasons to Refinance a Mortgage

Benefits of Refinancing a Mortgage

When you refinance your mortgage, the benefits you receive will include:

  • Lowering monthly mortgage payments
  • Getting cash from home equity
  • Shortening the life of the home loan
  • Making mortgage payments more predictable
  • Removing mortgage insurance
Costs of Refinancing a Mortgage

Costs of Refinancing a Mortgage

Refinancing a mortgage requires a new application, new paperwork and documentation, and new fees and costs. Some fees may be rolled into the new loan. The various costs associated with refinancing a mortgage include:

  • A new application and documentation
  • A new home appraisal
  • New closing costs
  • New mortgage insurance costs
  • Prepayment penalties
  • Higher monthly payments
Refinance Your Mortgage

Ways to Refinance Your Mortgage

When you want to refinance, you can choose several methods. Included are VA IRRRL Streamline, FHA streamline, and conventional financing. Before deciding on anything, make sure to:

  • Check your credit score & finances
  • Estimate your home’s value
  • To know more details and find out the best solution for you, catering to your unique situation & requirements, contact Weber Mortgage today!

Rely on Weber Mortgage to Refinance Your Home Loan in Dozier, Franklin, & Birmingham

Weber Mortgage is a family-owned company that understands how important it is for a homeowner to find the most suitable home loan to fit the family's needs and budget. For more than two decades, we have served customers in Birmingham, MobileDozier, Franklin, Gallant, Hanceville, and cities throughout our Alabama service area. When you need our help, contact us online today or call us at 205-751-8583 to take the first step in making your dream home a reality.

Recent Refinancing Success Stories

October 15, 2021 | Vestavia Hills, AL

We assisted the borrower with increasing their credit score and lowered the rate by 2% within 6 weeks.

August 25, 2021 | Birmingham, AL

By refinancing, the borrower was able to fund major home improvements and retiring credit debt.

August 17, 2021 | Adamsville, AL

By refinancing, we were able to accomplish the borrower's goal as well as increase the loan for home improvements.

August 13, 2021 | Maylene, AL

By refinancing, the borrower was able to take out sufficient funding for property renovations.

August 6, 2021 | Pelham, AL

We were able to refinance the borrower's current mortgage, lower the rate and get enough cash for the car purchase.