Moving Family Forward

USDA Loans in Birmingham, Huntsville & Mobile

For more than 20 years now, Weber Mortgage has been the most reliable mortgage company to provide services for availing of USDA Loans in Birmingham, Huntsville, & Mobile in Alabama.

Weber Mortgage has been operating since 1999 and has earned quite a respected place among our clients in Birmingham, Huntsville and Mobile, Alabama areas. Our experts offer superior rates and services for VA, FHA, conventional, non-qualifying, and other types of home loans. From the first contact to the final closing, your biggest investment is our priority. We make your home loan process clear and straightforward.


What is a USDA Loan

A USDA home loan is a zero down-payment mortgage for eligible rural homebuyers. USDA loans are issued through the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, by the United States Department of Agriculture.

USDA loans allow a qualifying individual to get low mortgage interest rates, even without a down payment. If you put little or no money down, you will have to pay a mortgage insurance premium, though.

Requirements to Qualify for a USDA Loan

Requirements to Qualify for a USDA Loan

  • U.S. citizenship (or permanent residency)
  • A monthly payment — including principal, interest, insurance, and taxes — that’s 29% or less of your monthly income. Other monthly debt payments you make cannot exceed 41% of your income.
  • Dependable income, typically for a minimum of 24 months
  • An acceptable credit history, with no accounts converted to collections within the last 12 months, among other criteria.

Why Choose Weber Mortgage?

It’s human nature to build a family and every family dreams to have its very own home. Therefore, it’s only natural that professionals with a family-oriented perspective will realize the true passion for every person seeking a home loan. Weber Mortgage is a family-owned company and we know how important it is for you to find the most suitable home and loan that not only meets your desire but also takes care of your financial status.

Contact us today or call us by phone at 205-751-8583 to take the first step in making your dream to own a home, come true. Our services are available in Dothan, Eight Mile, Fitzpatrick, Laceys Spring, Union Springs, Vinegar Bend, and other places throughout Alabama.