Moving Family Forward

VA Home Loan Purchase in Birmingham, Huntsville & Mobile

For more than 20 years, Weber Mortgage has been the most reliable mortgage company to provide VA Home Loan Purchase services for customers in BirminghamHuntsvilleMobileOakman, and other cities we serve in Alabama.  We have been operating since 1999, offering a wide variety of loan options to homeowners that include VA, FHA, conventional, non-qualifying, and other types of home loans.

From the first contact to the final closing, your biggest investment is our priority at Weber Mortgage. To learn more, contact us online or give us a call at 205-751-8583 to take the first step toward owning your dream home in PetersonRaglandOakman, or Midway.

What is a VA Home Loan?

VA Home Loan

A VA loan is a no-down-payment loan option and an exclusive benefit that helps active military, veterans or eligible family members get a mortgage and purchase a new home. Backed by the U.S. Department of Veterans Affairs (VA), a VA loan enables VA-approved lenders like Freedom Mortgage to offer flexible loans with special benefits to help those who served or are serving to realize the American dream of homeownership.

Requirements for a VA Loan with Weber

To qualify for a VA loan you will need the followings:

  • A Certificate of Eligibility.
  • A minimum FICO® Score of 620.
  • A debt-to-income ratio (DTI) of no more than 60%.
  • Money to cover the funding fee charged by the VA.
  • You or a spouse must move into the home within 60 days. There are exceptions to this, including deployment.
  • It must be your primary residence, not a vacation home or income property.
Benefits of VA Loans

Benefits of VA Loans in Alabama

VA loans help make buying or refinancing a home more affordable for veterans, active-duty military personnel, and family members who qualify. Benefits of the VA home loan program include:

  • 0% down payments
  • Competitive rates
  • No minimum credit scores
  • No private mortgage insurance
  • Faster refinances than conventional loans
  • Benefits for surviving spouses

Why Choose Weber Mortgage for Your VA Loan in Birmingham, Newton, & Mobile?

It’s human nature to build a family and dream of owning your own home. Weber Mortgage is a family-owned company and we know how important it is for you to find the most suitable loan & home to fit your needs and your budget in NewtonBirminghamHuntsvilleMobile, Montgomery, and other cities we serve throughout Alabama. When you need our help, contact us online or give us a call at 205-751-8583 to take the first step toward making your dream home a reality.