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VA IRRRL Streamline Services in Birmingham, Huntsville & Mobile

Weber Mortgage provides the best VA IRRRL Streamline services in HuntsvilleMobileBirmingham, and other cities we serve in Alabama. We have been operating since 1999 as a family-owned business that puts the customer's needs first. That is why we have created legions of satisfied customers for more than two decades!

Our experts offer superior rates and services for VA, FHA, conventional, and non-qualifying loans, as well as other types of home loans. From the first contact to the final closing, your biggest investment is our priority. We make your home loan process clear and straightforward to customers in ParrishOrrvilleRamer, or Oakman. To learn more, contact us online or give us a call at 205-751-8583 to take the first step toward owning your dream home.

VA Interest Rate Reduction Refinance Loan

What is a VA IRRRL?

When you have a VA loan, you may be able to lower your rate with the VA Interest Rate Reduction Refinance Loan (“IRRRL”) program. IRRRL is also called a streamline refinance.

VA streamline refinances are a great way to save money or lower your monthly payment with less paperwork and quicker closings. By refinancing, the total finance charges may be higher over the life of the loan. To save money on interest, keep your loan term and monthly payment the same!

Benefits of a VA Streamline Refinance

  • Lower rates. A lower rate can help you reduce your monthly payment or save money in interest over the life of the loan. Use our VA refinance calculator to estimate your savings.
  • Better terms. You can switch from an adjustable-rate to a fixed-rate mortgage with an IRRRL, and change other terms too.
  • Low funding fee. The funding fee for IRRRLs is just 0.5% of the loan amount. Disabled veterans and some surviving spouses may not need to pay this fee.
  • No home appraisal. In most cases, you do not need a new appraisal to estimate the current value of your home. This saves time and the appraisal fee.
  • No income verification. You won’t have to send us documents that show your current income.
  • No credit check for current Weber Mortgage customers. If you currently have your VA loan with us, we don’t need to check your credit.
  • Faster closings. Our VA loan specialists will help you refinance your home quickly and easily.
Current VA Refinance Rates

Current VA Refinance Rates with Weber

Refinance rates for VA loans can change daily. The rate you might get is affected by market conditions, your personal credit history and finances, and the kind of loan you want. The refinance rate you might get from Weber Mortgage may be higher or lower than the rates you see on the websites of other lenders.

We are committed to offering competitive rates for VA refinances. Ask us the rate we can offer you on a streamline refinance by calling one of our VA loan specialists at 205-751-8583.

Let Us Handle Your VA IRRRL Streamline Loan in Rutledge, Samson, & Birmingham

To streamline your VA loan, the company to call is Weber Mortgage. As a family-owned company, we know how important it is for you to find the most suitable loan to fit your needs and your budget. That is why we have been doing this for more than two decades. Contact us online or give us a call at 205-751-8583 to take the first step toward owning your dream home in Rutledge, Samson, Birmingham, Huntsville, Mobile, and other cities we serve in Alabama.