If you’re considering becoming a real estate investor in Alabama, one strategy you may not have explored yet is purchasing new construction homes that make great investment properties. Many investors look first at older homes or fixer-uppers, but new construction…
When homeowners think about refinancing, one concern that comes up often is mortgage refinance without restarting 30-year mortgage. That’s a valid concern, especially if you’ve been paying your mortgage for several years. The good news is refinancing doesn’t have to mean…
As home prices rise and mortgage qualifications get tighter, more Birmingham-area families are considering buying a home together – especially parents and adult children. Whether you’re helping your child step into homeownership or buying a multigenerational home, there are a…
What Is a 2-1 Buydown? In today’s interest rate environment, many Birmingham homebuyers are looking for creative ways to reduce monthly mortgage payments – especially during those crucial first few years of ownership. That’s where a 2-1 buydown comes in…
If you’re a homeowner with college tuition looming, you may be wondering if you should refinance to pay for college. With rising education costs, many families are looking for smarter ways to cover expenses, and refinancing your home might be…
If you’ve been dreaming of becoming a real estate investor – maybe inspired by HGTV or a growing interest in building passive income – you’re probably wondering how to finance an investment property? Let’s walk through the basics of how…
When buying a home in Birmingham, school zones matter more than many people realize. Even if you don’t have kids, nearby schools can impact your home’s value, loan options, and future resale potential. In areas like Vestavia Hills, Hoover, Trussville,…
As hard as it is to think about, the time may come when you’re left with more than memories after the loss of a parent, you may also be left with their home. And if you’ve ever asked yourself, what…
If you’re a high-income earner looking to buy your next home, you may think your mortgage options are wide open, and in many ways, they are. But not all loans are created equal, and choosing the wrong mortgage product could…
How to Make a Strong Offer Without Overpaying If you’re in the market for a new home, especially in a competitive area like Birmingham, you’ve likely asked yourself: How do I make a strong offer on a home without going…
