Who Owns My Home Loan?
When you close on your home and mortgage, you likely won’t be paying the company that closed your loan for long. So, who owns my home loan? While this might be surprising, it’s quite normal for your mortgage to be…
Home Loan Process: 6 Steps to Buying a Home
Don’t let the home loan process feel scary! Whether you’re a first-time home buyer in Birmingham, Alabama or looking to upgrade to your dream home, understanding the steps involved can make the journey smoother and more enjoyable. Let’s break down…
Mistakes to Avoid When Getting a Mortgage Loan
Mistakes to Avoid When Getting a Mortgage Loan Are you in the process of buying a house or refinancing your mortgage? How do you know you’re getting the best deal or the lowest interest rate? In this blog, we discuss…
Basics On Credit
Basics On Credit In our line of work we meet people with vastly different credit experiences and knowledge. There seems to be a lot of misconceptions about credit so we wanted to break down the basics for you. When it…
What to expect after your offer is accepted
Did your offer get accepted? If so, congratulations! One of the first major items in the escrow process is the home inspection. Hopefully you took some time for yourself to have a quick celebration but with the escrow clock ticking…
Finding a home and making an offer
In earlier posts we discussed finding the right lender and realtor. Now it is time to move on to the most exciting and sometimes nerve racking part of the home buying process. It is time to search for that home…
How to pick the right real estate agent
In our last post we talked about the pre-approval and how the two most important items that any potential home buyer needed to focus on first was their credit and their pre-approval. Assuming all looked good in those areas, the…
Two major items home buyers need to think about before contacting a realtor.
Many people find it useful to have a checklist and on any good checklist these 2 items should be the first items on that list. as they are essential to getting the ball rolling on your dream of home ownership.…
