What Happens to My Parents’ House When They Pass?
As hard as it is to think about, the time may come when you’re left with more than memories after the loss of a parent, you may also be left with their home. And if you’ve ever asked yourself, what…
As hard as it is to think about, the time may come when you’re left with more than memories after the loss of a parent, you may also be left with their home. And if you’ve ever asked yourself, what…
If you’re getting ready to buy a home in Birmingham, you might wonder what the biggest mistake shopping for a mortgage really is. Many buyers think the smartest move is to chase the absolute lowest mortgage rate they can find…
Life can throw unexpected challenges your way. Losing a job is one of the toughest, especially if you’ve recently purchased a home. But here’s the truth: losing your job after buying a home doesn’t mean disaster is inevitable. It’s not…
When you’re shopping for a mortgage, one of the first things you’ll hear about is your interest rate. It affects your monthly payment, your long-term cost, and even how much home you can afford. So it’s no surprise that many…
If you’re a high-income earner looking to buy your next home, you may think your mortgage options are wide open, and in many ways, they are. But not all loans are created equal, and choosing the wrong mortgage product could…
If you’ve been holding off on buying a home in Birmingham, AL because you think your credit, down payment, or debt will automatically disqualify you there’s good news: you may still have a path to homeownership. An FHA loan in…
If you’re self-employed, a 1099 worker, or a business owner, you’ve probably already learned that your financial path looks a little different than someone earning a traditional W-2 salary. And when it comes to buying a home, that difference can…
If you’re carrying student loan debt and thinking about buying a home, you’re probably wondering: can I buy a house with student loans? The short answer? Yes, you can absolutely buy a house with student loans. But like most things…
If you’ve started researching mortgages, chances are you’ve heard the names Fannie Mae and Freddie Mac thrown around. But who are they? And more importantly, why do they matter to you as a homebuyer? Let’s break it down in simple…
How to Use Gift Funds for a Down Payment Buying a home comes with plenty of questions—and one of the biggest is: Where will my down payment come from? The good news is, it doesn’t always have to come out…