If you’re self-employed, you may already know that getting a mortgage can feel a bit more complex than it is for W2 employees. But don’t let that discourage you—getting a mortgage when you’re self-employed is entirely possible with the right…
Let’s talk about timing your refinance: what to know as interest rates drop. In the ever-changing world of real estate, keeping an eye on interest rates is crucial, especially if you’re considering refinancing. Over the past few weeks, we’ve seen…
Saving money on your mortgage is not just a dream—it’s a reality that many homeowners can achieve with a few smart strategies. Whether you’re looking to save money on your mortgage payments each month or reduce the total amount you’ll…
When you close on your home and mortgage, you likely won’t be paying the company that closed your loan for long. So, who owns my home loan? While this might be surprising, it’s quite normal for your mortgage to be…
Mistakes to Avoid When Getting a Mortgage Loan Are you in the process of buying a house or refinancing your mortgage? How do you know you’re getting the best deal or the lowest interest rate? In this blog, we discuss…
Basics On Credit In our line of work we meet people with vastly different credit experiences and knowledge. There seems to be a lot of misconceptions about credit so we wanted to break down the basics for you. When it…
Whether this is your first or tenth home purchase, shopping for a new home is an exciting time. It can also be a stressful and lengthy process. This guide can help you stay on track and in your new home…
If you have received your Closing Disclosure from your lender, you are almost done with your home buying journey. The Closing Disclosure, provided at least three full days before closing when you sign the final purchase documents, means that you…
Ready to purchase your first home? Use this easy-to-follow checklist to navigate the path to home ownership. Determine Your Budget: It’s best to determine how much house you can afford early in the process to avoid falling in love with…
Before you begin your new home search, talk to a lender about getting preapproved for a mortgage. This important step can save you time in negotiations and keep your search on target and within budget. What exactly is a preapproval…
